Business Insurance

When your day-to-day trade is interrupted as a result of the unexpected, you can rest assured that your insurance will pay ongoing costs until you can start operating again. Interruption insurance can help you pay wages, rent, relocation expenses, and advertising costs.

If you regularly take tools, electronics, devices, or equipment away from your work premises, you’ll need to make sure your valuable assets are covered on-site and off-site.

Should your business suffer damages resulting from fire, storm damage, earthquake, lightning, and accidental damage, fire and perils insurance will cover you. 

You need to make sure that any heavy machinery your business relies upon is completely insured. If it breaks or if parts are damaged, your policy will help cover the costs of repairs or a replacement, as well as any losses you might face as a result of the breakdown. Your policy may cover pressure vessels, air conditioners, printing equipment, compressors, generators, cool rooms, and factory equipment.

If your business is under review or investigation, tax audit cover can help you mitigate any financial impact. 

This policy may include coverage for loss or damage as a result of theft or attempted theft, costs for temporary protection, personal property of employees, theft of external fixtures and fittings attached to the premises, the costs of replacing or modifying locks, and the costs of clerical labour and other charges for replacing and restoring business records.